Our Super Power
We all have experiences collaborating financially with family and friends.

The fund set up to raise money for grandma's health care, the emergency collection to donate to people affected by floods, the condo association fund, the savings account run by big brother for the future of the family….

There is a name for savings groups on every continent on the globe. The Nigerians call it a Susu, the Indians a Chit fund, the South American’s a Tanda, they are the origin of mutual aid groups and cooperative societies in Europe and the US.
520 million
People in saving groups around the world.
$USD 577 billion
Value held in savings groups across the world.
It is an idea old as the hills, and just as lasting; a group of people, usually family or friends come together to put money into a shared pot, to save and invest, borrow, loan and make payments.

It’s the way we get through school, help each other buy property, pay for unexpected bills, organise group activities, invest in the future and support, one other through the good times and the bad.

It’s about family, friendship, community and collaboration, it is our superpower.
But modern life has made it harder to collaborate financially. We don't live like we used to, we are increasingly spreading out over different parts of the world and everyone is hustling to make ends meet.

Organising a group, tracking contributions, and figuring out what to do with the money is difficult and complicated, and there can be problems of trust, transparency, cost and coordination.

That’s why we are building Moja, a platform designed to make financial collaboration, simple, seamless, and borderless.
An African phenomenon
Savings Groups are an African phenomenon. There is a name for the practice in every country on the continent.
150 million
People in saving groups in Africa
$USD 60 billion
Values held in savings groups across Africa
Join our waiting list today and become part of our early community